Home insurers could soon penalise you for broadcasting your whereabouts

19 February 2010


Insurance companies could use social networking as a way of squeezing higher premiums out of customers, according to some fresh jaw-fart from a man at Confused.com.

Darren Black, head of home insurance believes that, as using sites like Facebook, Twitter and Foursquare, allows strangers to tell when you are and aren’t at home, the risk of burglary will be increased, giving the insurers a golden opportunity to bleed a few more quid out of you.

He says: "Criminals are becoming increasingly sophisticated in their information gathering, even using Google Earth and Streetview to plan their burglaries with military precision. Insurance providers are starting to take this into account when they are assessing claims and we may in future see insurers declining claims if they believe the customer was negligent."

The warning comes in the wake of the Please Rob Me site which appeared this week, listing Foursquare users who aren’t at home and are therefore probably ripe for a good hard burgling.

Here at Bitterwallet, we’re in our windowless underground pod 24/7, so no one’s gonna get their paws on our crown jewels. Know this.

TOPICS:   Social Media   Insurance


  • Bob
    Don't see how announcing you're away can be at all negligent. Anybody on a live show on television or radio would be in that case.
  • sdp
    Epic Fail on the Please Rob Me site... Quote: @nikrosser left home and checked in about a minute ago: I'm at frimley tandoori (etc, etc) @shlevy left home and checked in less than a minute ago: Home for the day. <-------- Fail.
  • Businessman
    That is rubbish and sounds much more like the insurance company's latest brilliant idea to avoid paying your claim. I struggle to understand most of the vapid statuses my friends post so I don't see how criminals can either. If you're going on holiday you can't keep it a complete total secret can you.
  • andy y.
    Why oh why do people give away personal info,such as emails, on then interweb [email protected]
  • dunfyboy
    Because they think everyone else gives a shit about what they're doing. If you painted "We're away for the weekend" on your front door and your house was broken into the insurance company wouldn't pay out. The same should be true if it's posted on the net. I'm at home and will be for ever so I expect my premiums to go down
  • Bill B.
    So insurance companies are saying that by me being home, there's less chance of a robbery? When the day comes that I'm allowed to have a gun by my bed and shoot any robber dead, then I'll accept this. Until then, I'm not fighting any robber with my bare hands to keep my premiums down.
  • Jase
    I'm a little confused about the Google Maps and Google Streets bit. What power do you have to stop a satellite from taking a picture of your house? I know there was that case where residents set up a temp barricade with cars to stop the Google car from coming in, but can it be classed as negligent if Google Streets managed to get a shot of your house? Would it mean that people living in "Street'd" houses could expect a slightly higher premium?

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