Mastercard to use selfies for payments

selfie You might think selfies are the worst thing that ever happened to the world, or indeed, may well think that they're a marvellous show of self confidence in people. Either way, Mastercard see something different - they want to start using selfies to verify payments.

They're only testing this at the moment, with 500 pilot users using photos instead of punching in PIN numbers. MasterCard's chief product security officer Ajay Bhalla says this will be popular with young people. Presumably, young people who aren't bothered about banks potentially storing photos of their faces.

Bhalla said: "The new generation, which is into selfies... I think they'll find it cool. They'll embrace it. This seamlessly integrates biometrics into the overall payment experience. You can choose to use your fingerprint or your face - you tap it, the transaction is okayed and you're done."

So, what you might be able to do in the future, is hold your phones at eye-level and blink once when instructed, and boom boom, the process is complete.

Bhalla says that people's selfies won't be stored or transmitted, in its normal construction. However, we've all heard that before haven't we?

1 comment

  • Dan
    I can see a couple of possible issues. Issue 1) Identical twins, more precisely the evil twin scenario, how would they know which twin was in the picture And issue 2) if there is no specific movement required in the picture what is to stop the credit card fraudster take a quick picture of you as they go past with the device that copy's your card details then just submit that.

What do you think?

Your comment