How to... use Apple Pay

14 July 2015

apple paySo, as you know, Apple Pay is kicking off today in the UK, which means people with iPhones and Apple Watches can pay for things with their devices, contactlessly.

You might be wondering how to do it, because you might not be as tech savvie as everyone on the internet. Don't sweat it - we're here to guide you through it.

What Do I Need?

Right, you'll need one of the following - an iPhone 6 or iPhone 6 Plus, an iPad Air 2 or iPad mini 3, an Apple Watch that you've synced-up with your iPhone 5/iPhone 5c/iPhone 5s/iPhone 6/iPhone 6 Plus. Your phone needs to be running on iOS 8.3 or above. If you think you need to update your operating system, click here to sort that out.

You will also need to have your fingerprint with Touch ID, as well as having an iCloud account on a phone that has the United Kingdom set at the region. And of course, you'll need a credit or debit card from a bank that is supporting Apple Pay.

I'm Not Sure If My Bank Supports Apple Pay!

The short answer is that Barclays haven't signed-up with Apple yet. The long answer is that RBS, Nat West, Nationwide, Ulster Bank, MBNA, Santander, are. In the next 4 weeks, HSBC will have joined-in too. Later in the year, the Bank of Scotland, Lloyds, Halifax, M&S Bank and TSB Bank will be on board too.

So How Do I Set Up Apple Pay On My Device?

Get on your device and open Passbook. If you need to go through the menus, go to Settings, then hit Passbook and Apple Pay. There, you'll add your card by hitting the plus symbol. Or, it might say Add Credit or Debit Card. Depends which device you're adding it to. You might have already added your card when you linked it with your iTunes account, in which case, you'll only have to pop in your security code.

You'll click 'Next' to get everything verified with your bank and, once they've given you the all-clear, you're set. In the Passbook section, you can add a number of cards, if you like.

Where Can I Use Apple Pay?

There's over 250,000 retailers who will be accepting Apple Pay, and we're certainly not going to list them all here. You'll see that some shops have signs saying they accept Apple Pay. However, some of the bigger stores include Lidl, Boots, M&S, the Post Office, McDonald's, Waitrose, Costa, KFC, Starbucks, BP, Wagamama, Subway and Nando's.

More and more shops will be getting down with Apple Pay in the coming months. You can also use it like an Oyster Card on the readers on London's public transport.

So How Am I Supposed To Use The Thing?

Have you done a contactless payment with your debit card? If so, very similar to that. If not, it is really straightforward.

Hold your phone over the card reader with your thumb/finger (the one you stored with Touch ID - so sucks to be you if you did it with your nipple or dog's nose) on the home button, and Passbook will automatically kick in. Your device will vibrate and make a ping! noise, and your payment is done. Just to be extra thorough, your device will day 'Done' on the screen.

If you're planning on using it through your Apple Watch, then, when making a payment, double-click the side button to get your card up, then hold it next to the card reader and, again, it'll vibrate and ping!, and you're away.

What Is An iPhone?

Don't you worry. You can still pay for things with money. Don't get worked up about it all.

TOPICS:   Mobile   Banking

2 comments

  • Jeremy B.
    Just waiting for a mobile to get hacked. Lots more incentive now.
  • Can C.
    [...] How to… use Apple Pay – And of course, you’ll need a credit or debit card from a bank that is supporting Apple Pay. I’m Not Sure If My Bank Supports Apple … In the Passbook section, you can add a number of cards, if you like. Where Can I Use Apple Pay? [...]

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