Asda, Sainsburys and others to accept mobile payments in 2015
Nevertheless, Asda, Sainsbury's, Spar, Shop Direct and House of Fraser have all teamed up with Zapp, whose app will allow users to pay for goods and services using just their smartphone and a mobile banking app.
You'll be able to pick up your shopping as usual, but at the till, you'll press a button that will indicate they are paying by Zapp.
Once they've logged into their banking app, and selected the desired account they want to pay for it with, a six-digit code will appear on the phone.
Payment for a low-value amount of shopping can be made simply by waving the phone all airy fairy over a reader without authentication being needed.
A chief executive of Zapp, named Peter Keenan reckons these partnerships "means millions of consumers will be able to shop at tens of thousands of merchants up and down the UK at launch".
Anglian Water, Bristol and Wessex Water and Sutton and East Surrey Water have also signed up for the scheme, meaning some people could be able to pay bills via their mobile.
Water bills! Paid for by phone! This is bucket list stuff.