Halifax reshuffle sees you stuck in Post Office queues
Are you a customer with the Halifax? Then you'll be delighted to learn that they're giving you the chance to queue up in somewhere marginally worse than one of their branches.
Yep. Savings and banking customers will be able to deposit cash and cheques at 12,000 Post Offices very soon. How thrilling!
LloydsTSB, who own Halifax's arse, are claiming that they are still committed to the branch network (it owns a quarter of all UK bank branches), however, they are phasing out independent agencies this autumn.
Apparently, you The Customer, who have been using one of the 265 Halifax independents are around two miles away from a Halifax or LloydsTSB branch, so quit yer moaning. Failing that, you can go to a Post Office.
"Two-thirds of our agency customers have been using the service for savings accounts, so will not be affected in the same way as those who use their bank for day-to-day banking," said a LloydsTSB spokesperson speaking to The Guardian. The agencies are typically located within an estate agent, solicitor or insurance agent's premises.
Halifax will now begin writing to customers to explain the changes and advise them of the location of their nearest branch and Post Office. Not that you'll read the letter. You'll probably just shred the thing without even opening it once you feel the weight of it and decide that it isn't a statement.
David Nicholson, managing director of Halifax Community Bank, added: "We have thought very carefully about the potential impact today's announcement of the phased closure programme may have on our agency customers. We have deliberately strengthened our relationship with the Post Office to increase the range of transactions Halifax customers can carry out. For the first time, customers will be able to make deposits into their account by visiting the Post Office."
Whilst this won't register on the radar of most bankers, just remember that, next time you need to pick something up from the Post Office, it'll probably be 60 deep at the bar, so it might be worth taking a week off work and having a sleeping bag handy if you need to post any parcels off. Happy days.