Insurance

insurance

Is your car insurance higher because of claim you didn’t make?

Everyone knows that you have to disclose an accident or motoring conviction when buying car insurance, and if you’ve made a claim, then your insurer is going to know about it anyway. But what about the situation where there has been an ‘incident’ that was not your fault and you haven’t made a claim? Well,…

Changing the date your car insurance starts could save you 50%

There are any number of tips and tricks to reducing your car insurance, including selecting the most insurer-friendly job title, and including more experienced drivers on  your policy. However, one variable you’ve probably never considered when getting an insurance quotation is thestart date of the policy- and according to Which!!!, that alone can save you…

Admiral insurance could charge you £145 more just for paying monthly

Car insurance is compulsory, so once a year you have to find the spare cash to insure your car for another year (making sure you shop around at that time to find the best deal). In recent times, of course, it has been possible to pay for your insurance monthly, convenient for people paid monthly,…

Hold the phone: a simple query can increase your insurance premiums

There are loads of reasons why you might want to call your insurer – because you’re VERY lonely and you want to speak to nodding bulldog with the voice of Vic Reeves, because you want to know what your cover includes, or because you’re thinking of making a claim and wondering whether it’s worth it.…

Buy home insurance - from convicted burglars

What’s better than a cold call? A cold call from a BURGLAR, of course! Yes, prisoners are earning £20 a week selling home insurance from a makeshift call centre in the clink. As part of a rehabilitation scheme, prisoners from HMP Oakwood in Wolverhampton and Drake Hall women’s prison in Staffordshire do the work for…

The curse of the killer flip flops

Many things cause car crashes – stupidity, texting, not paying attention, - but it would appear that the worst offender of all is…flip flops. Yes, not only are flip flops are vile, but they've been proved to reduce braking times, and could be responsible for over 1.4 million accidents in the UK alone. In a…

HMRC to tax your Quidco cashback?

Everyone knows the insurance industry is the worst kind of old boys club. Well, perhaps not the worst kind. Still, the fact that financial advisers can be sunning themselves on a cruise paid for on the back of advice given 20 years ago is why the whole financial services regime is currently undergoing a ‘reform’…

Now you don't need insurance to tax your car

It’s rare when a Government organisation decides to do something to save ordinary people hassle, but it seems the DVLA are seeking to do just that. No, they are not planning to scrap car tax altogether just yet (or are they?), rather they are changing the documents you need to apply for your car tax.…

Want cheaper Car Insurance? If you can’t change your gender can you change your job?

We all know that car insurance is stupidly expensive, and could wax lyrical at the additional cost added to all our premiums by the ambulance-chasers and whiplash-claimers- after all, you don’t see the insurance companies struggling to make ends meet now do you? With the EU gender directive coming into force on 21 December, even…

Insurance fraud alive and well in the UK

OK. So times are tough. A double dip recession is apparently a bad thing and not something tasty with a lolly and two different types of sherbert. Good job we all have our morals and are fine upstanding members of society eh? We’ll pull through this-  as millionaire David Cameron said, we’re in this together.…

AXA claim drivers can't afford excess

AXA, the car insurance behemoth, says that they've seen a big increase in the number of customers who are not able to authorise repairs to their damaged cars due to lack of cash to pay for the excess. They said that , last year, 61% of motor claims saw drivers not having the money available…

Is your car insurer selling you out to ambulance chasers?

Let me tell you a story. Man has car accident. Man calls car insurance company. Ambulance chasers injurylawyers4yourbest100%compensationclaim.com call Man, without Man informing them of his car accident, let alone whether or not he is suffering from a heinous injury for which Someone Must Pay. Coincidence? Unlikely. The insurance company referrals scheme is, essentially, just…

Aviva quote the unquotable for car insurance

Car insurance is a money vampire at the best of times; at the worst of times, it'll make you weep tears of despair. Or, in the case of avid Bitterwallet reader Daniel and Aviva, laugh your tits off. Daniel doesn't have any no-claims bonus on his side, but then neither is he in a high-risk…

Aviva want you to know their car insurance is more expensive

Aviva, better known as Norwich Union, are keen to promote the hell out of themselves after a miserable re-branding exercise starring a string of Hollywood actors that customers couldn't give three dumps about. So they've gone to town on trumpeting their low-price insurance as a point of difference, reckoning if they can save you a…