Recently, there's been an increase in spam texts and cold calls, thanks to apparent PPI claims and imaginary friends telling you about payday loans.
So, what's the best way to stop these nuisances? Of course, some of you will be already avoiding these things, but for those who aren't, here's a quick guide to having less mither in your life.
Insurance companies are notoriously awful when it comes to selling your details to other companies, so if you're taking a new policy out, never opt-in to third party marketing. They will probably use double negatives and the like, so be careful.
Also, if you're making a claim, be sure to tell your insurer you don’t want to be contacted by a CMC or legal firm.
You should also register with the Telephone Preference Service (TPS). This will reduce the number of cold calls, but also, once you're registered with the TPS, any calls you do get can be complained out to the Information Commissioner’s Office (ICO) on 0300 123 3000. The ICO can then fine companies, which is perfect revenge for you. Ofcom can also take action on silent calls, spam calls and the like. Check here for more details.
Most mobiles have a 'block number' or 'spam number' options in the settings. With Vodafone, O2, Orange and T-Mobile, you can also forward spam texts to 7726. If you're on Three, forward texts to 37726. Never respond to spam texts either. Even if you text 'STOP', all that does is tell the spammer that you're phone is active and that they can send as many texts as they like to you.
If you're a BT customer, you can go ex-directory or block any call that would appear as 'number withheld' or numbers from overseas (where many nuisance calls come from). More information on BT's call features here.