Older people targeted in 'vishing' scam
Criminals impersonate an emergency call from your bank, saying that your credit card details have been stolen– and then while you’re flustered, they ask you for your details and nick all your money. And it’s so convincing that one in four adults who received the calls were duped, according to a study by Financial Fraud Action UK.
As well as pretending to be banks, the shysters have also convinced people their computer needs a security upgrade, and have asked for passwords. They carry out ‘work’ while you’re still on the phone, but they’re actually stealing your personal information.
They’ve thought of everything, too. The credit card scam asks victims to tap in their pin on the phone keypad (for privacy), then they record the keytones. Some gangs then have the balls to send a courier round to your house to pick up your compromised credit card ‘for analysis.’ They even fake the caller ID, by coming up as ‘bank’ or ‘credit union.’
You’ve got to admire their evil persistence, eh? DCI Dave Carter, head of the Dedicated Cheque and Plastic Crime Unit warned:
'Always be wary of cold callers who suggest you hang up the phone and call them back. Remember that it takes two people to terminate a call so try and use a different phone line if you are asked to ring back.’