‘A badger ate my wall'
Successful home insurance claims aren’t just about humdrum leaky pipes or articulated lorries crashing into the front of your house. At the RIAS, amongst the 400,000 insurance claims they receive a year, there’s a regular stream of wild and wacky incidents involving babies vomiting on laptops, badgers chewing through masonry and squirrels breaking windows.
In their top ten of strange claims, a snail ate £78 worth of carpet at a man’s house in Preston, a pigeon fell down a chimney and destroyed the carpet, ornaments and sofa, causing £8000 worth of damage, and a woman locked a badger in her shed, which then ate through her wall. There was also the deer who fell into a swimming pool.
But the piece de resistance has to be the dog from Galashiels, who saw another dog on the telly and TRIED TO JUMP THROUGH THE SCREEN.
With the weary air of someone who has seen it all before, Peter Corfield, managing director of the RIAS said:
‘Sometimes it's the most unlikely events that can end up causing real damage. Not all claims are straightforward and sometimes we do see some bizarre scenarios. But, saying that, babies and animals are often the culprits.’