Just how low can the obscenely greedy banks sink? Here's a new one...
Not sure if we’ve mentioned it here before, but we’re of the opinion that banks are scum. If you work for one, heavens, you must be so ashamed that you probably feel like getting into a cuddlier line of work. Maybe something like human trafficking or designing T-shirts for fascist organisations.
It’s hard to tell which bank is the worst as for the best part they’re just a quivering morass of blood-sucking, human-hating shittiness. But right now, Halifax Bank Of Scotland have risen to the top like cream, except they’re not cream, they’re scum. Do try and keep up.
Not content with the tried and untrusted method of charging customers who go over their arranged overdraft, HBOS will soon be yoinking £1 a day from every customer who is using their overdraft, even if they are within their agreed limit. £365 a year just for having an overdraft with them. If your agreed limit is over £2,500, they’ll be taking £2 a day from you. Unauthorised overdrafts will be charged at £5 per day because of all the court case stuff and that.
It’s almost like they’re trying to say: “Look, we’ve got no interest in operating in the manner of what is commonly accepted to be a bank. We’re only in it to squeeze every last pip out of every single one of our customers who is currently having a tough time of it. We were happy to agree to the overdraft once upon a long ago but now, you know what we’re saying – fuck the lot of you. If you’re not winning and in credit, you’re nowhere, and you should probably be dead. And with these new grotesque charges, we like to think we’re bringing forward the inevitable moment of your pathetic death.”
Of course, HBOS haven’t actually said that – it would make for terrible PR. The new charges are introduced on December 6th. If you’ve got an overdraft and are still with HBOS by then, you must be out of your frigging mind.