Posts Tagged ‘government’
Are you married? Well done you. You must be thrilled and exponentially more lonely as you’ve irritated everyone on Facebook with your incessant cooing and 3,000 wedding photos that look like everyone else’s stupid wedding photos.
Anyway, if you’ve got married and are earning £10,600 or less in the 2015 to 2016 tax year, you may well be able to reduce your partner’s tax by up to £212 thanks to the new Marriage Allowance.
It isn’t a huge amount of money, but it is worth getting on it, as basically, it is free money for doing absolutely nothing of note. Tories love people getting married and, in their minds, marriages stop things like riots from happening, so there you go.
So, grab all your personal details ever, and head over to the government’s dedicated website for Marriage Allowance and get registered, by clicking here.
If you’re married and earn a higher amount than the threshold, then maybe you can sell all those spare toasters you got from your wedding day? If not, maybe you could moan about it and be passive aggressive with your beloved while you shop for matching fleeces?
Here’s two things that are unrelated, obviously. Just as the Independent Parliamentary Standards Authority announces that MPs’ salaries are to increase by 10% to £74,000, the government just so happen to announce that they’re planning on closing down 91 courts in England and Wales.
Justice Secretary Michael Gove has noted that this is to reduce “surplus capacity”.
In a written statement, the parliamentary under-secretary of state for courts and legal aid, Shailesh Vara, said the service’s estate was “underused”, and that ”last year over a third of all courts and tribunals were empty for more than 50% of their available hearing time.”
So which are the courts, which fall under these proposals?
Bow County Court
Feltham Magistrates’ Court
Greenwich Magistrates’ Court
Hammersmith County Court (formerly West London County Court)
Lambeth County Court
Pocock Street Tribunal Hearing Centre
Richmond-upon-Thames Magistrates’ Court
Tottenham Magistrates’ Court
Waltham Forest Magistrates’ Court
Woolwich County Court
Birmingham Youth Court
Burton-upon-Trent Magistrates’ Court
Buxton Magistrates’ and County Court
Corby Magistrates’ Court
Grantham Magistrates’ Court
Hinckley Magistrates’ Court
Kettering County Court
Kettering Magistrates’ Court
Sandwell Magistrates’ Court
Shrewsbury Magistrates’ Court
Skegness Magistrates’ Court
Solihull Magistrates’ Court
Stafford Magistrates’ Court
Worksop Magistrates’ Court
Consett Magistrates’ Court
Halifax County Court and Family Court
Halifax (Calderdale) Magistrates’ and Family Court
Hartlepool Magistrates’ Court and County Court
Morpeth County Court
Rotherham Magistrates’ Court, County Court and Family Court
Scunthorpe Magistrates’ Court, County Court and Family Court
Wakefield Magistrates’ Court
Accrington County Court
Accrington Magistrates’ Court
Bolton County Court and Family Court
Bury Magistrates’ Court and County Court
Kendal Magistrates’ Court and County Court
Macclesfield County Court
Macclesfield Magistrates’ Court
Oldham County Court
Oldham Magistrates’ Court
Ormskirk Magistrates’ Court and Family Court
Runcorn (Halton) Magistrates’ Court
St Helens Magistrates’ Court and County Court
Stockport Magistrates’ Court and County Court
Tameside County Court
Trafford Magistrates’ Court and Altrincham County Court
Warrington County Court
West Cumbria Magistrates’ Court and County Court
Aylesbury Magistrates’ Court, County Court and Family Court
Basildon Social Security and Child Support Tribunal (Acorn House)
Bedford and Mid Beds Magistrates’ Court and Family Court and Bedford County Court and Family Court
Bicester Magistrates’ Court and Family Court
Bury St. Edmunds Magistrates’ Court and Family Court and Bury St. Edmunds Crown Court
Chichester Combined Court (Crown and County)
Chichester Magistrates’ Court
Colchester County Court and Family Court
Colchester County Court Offices
Dartford Magistrates’ Court
Dover Magistrates’ Court
Eastbourne Magistrates’ Court, County Court and Family Court
Harlow Magistrates’ Court
Kings Lynn County Court and Family Court
Lowestoft Magistrates’ Court, County Court and Family Court
Redhill Magistrates’ Court and Family Court and Reigate County Court and Family Court
St Albans County Court
Tunbridge Wells County Court and Family Court
Watford Magistrates’ Court and Family Court
West Berkshire (Newbury) Magistrates’ Court
Barnstaple Crown Court
Bath Magistrates’ Court, County Court and Family Court or North Avon (Yate) Magistrates’ Court
Bournemouth Magistrates’ Court
Cheltenham Rivershill House Tribunal
Chippenham Magistrates’ Court, Civil Court and Family Court
Dorchester Crown Court
Fareham Magistrates’ Court
Gloucester Magistrates’ Court
North Avon (Yate) Magistrates’ Court or Bath Magistrates’ Court, County Court and Family Court
Stroud Magistrates’ Court
Torquay Magistrates’ Court
Brecon Law Courts
Bridgend Law Courts
Carmarthen Civil, Family, Tribunal and Probate Hearing Centre
Carmarthen Law Courts (The Guildhall)
Dolgellau Crown and Magistrates’ Court
Holyhead Magistrates’ Court
Llangefni Civil and Family Court
Neath and Port Talbot Civil and Family Court
Pontypridd Magistrates’ Court
Proposal on the provision of court and tribunal estate in England and Wales
Prestatyn Magistrates’ Court
Wrexham Tribunal (Rhyd Broughton)
There’s also a number of integrations taking place, which you can see in this lovely government document. So, while we’re in a period of austerity, the MPs give themselves a pay rise, as well as looking at the closure of family courts, among other things.
Yesterday, British Gas announced a 5% price drop on bills, and it looks like the rest of the Big Six will be following suit.
Of course, Npower, EDF, E.On, SSE and Scottish Power don’t want to be missing out or made to look like awful, greedy, upright swine compared to British Gas. What do you mean that’s what you think of them, regardless?
Energy companies usually announce their changes in September, but with British Gas making the move earlier than usual, you’d expect the rest to follow suit.
If that’s the case, there’s a lot of money to be saved – whether they could’ve passed on more savings is up for debate (we think they could have) – with Npower having around 5.1m customers in the UK, EDF Energy serving 5.5m domestic and business customers, E.On UK having 5m domestic and business customers, Scottish Power having somewhere in the region of 5m domestic and business customers and SSE with over 8m customers. That’s a lot of people getting money off their bills, which we should be vaguely grateful for.
However, the problem is that the industry has seen much bigger drops in wholesale energy costs, so really, they should be doing more for their customers.
Alongside all this, the Treasury has launched an investigation into the sector, regarding the savings that utilities companies could, or should be passing on to everyone. If they are found to be stitching us up, then the government may well intervene… but then again, they probably won’t because, as we all know, all politicians are arseholes.
Anyway, the crew at UK Financial Investments (UKFI) – the people responsible for handling the government’s stakes in all the privatised banks – has been slowly selling off the Treasury’s stake in Lloyds after the bank got £22.5bn from taxpayers in the financial crisis and subsequent bail outs.
The government initially owned a 41% stake in Lloyds, before selling bits of it off in 2013. What this all means for taxpayers, is that around £11.5bn has been returned. Are the rest of the shares going to get the amount recouped back to £22.5bn? Doesn’t look like it.
“Today’s announcement shows the further progress made in returning Lloyds Banking Group to full private ownership and enabling the taxpayer to get their money back,” Lloyds Banking Group said in a statement.
The Treasury have been given an extra 6 months to get some money back, and Chancellor George Osborne reckons there’s still a chance to sell a further £9bn of Lloyds shares through 2015-16.
This case was brought about by a pair, known legally as ‘Ms C and Mr W’, who said that tardiness of providing personal independence payments (PIPS) meant that the Work and Pensions Secretary Iain Duncan Smith had breached his common law and human rights duties to make payments within a reasonable time.
These payments are the ones that replaced the disability living allowance (DLA) in the Government’s shake-up in the area. They’re supposed to help disabled adults to keep up with the extra costs caused by disability.
One previous hearing heard that many had been forced to get funds from loan sharks and visit food banks, thanks to the delays in receiving their benefits. Mrs Justice Patterson passed the ruling which said that the delay in both cases was “not only unacceptable, as conceded by the defendant, but was unlawful”.
She added that, in the case of Ms C, the delay was 13 months, while Mr W waited for 10 months. In each case, this had called for ”expeditious consideration” as both parties suffered significant disabilities: ”They were each to be regarded as the most vulnerable people in society,” added the judge: ”There is a high duty on local authorities to act promptly, consistently and appropriately to recognise social welfare benefits.”
“There can be no public interest in delays such as was the case here.”
When you retire, you can invest in pensioner bonds, however, there’s an admin problem if you’re a woman. The age limit for investing in these is 65, so if you’re a woman who retires at 62, you’re barred from joining in until you’ve reached the age limit.
Somewhere in advance of 900,000 woman won’t be able to take advantage of the scheme, which some critics have said is tantamount to punishment for women having a lower state pension age and that all pensioners should be granted access to the high-interest fixed-term bonds.
The bonds themselves offer 2.8% interest for one year and 4% for three years, which is nearly double the rates you’ll get on the high street.
However, The Treasury aren’t having it, saying that it would be ‘unlawful’ to lower the age limit just for women, under equality regulations. This has resulted in a lot of peeved pensioners signing a petition in protest against this, which was launched as a lifeline for elderly people who are suffering from low interest rates on their savings (a record low, in fact).
Personal finance expert Sarah Pennells, who kicked off the petition, said: “These women have already seen their state pension age rise and they feel doubly penalised by the Government. Many female pensioners over 62 feel really hacked off they are excluded from this.”
On the petition, some older ladies have vented spleen. Sylvia Corlett, 62, wrote: “I am classed as a pensioner in all other aspects, claiming state pension, pension credit, bus pass, winter fuel allowance etc. Yet I am NOT classed as a pensioner regarding the new pensioner bonds. Why?.” E S added: “I am one of the several hundred thousand women who paid Married Women’s contributions in return for absolutely nothing and this is another example of women being treated unfairly.”
Many of the women talk of ‘discrimination’ and point out that after being paid less than men their entire lives, this felt like another kick in the teeth.
Dr Ros Altmann, the Government’s older workers adviser, isn’t impressed: “If the Government is trying to help pensioners to live off their savings then surely that should include women who are under 65 but already taking a pension. This is a group of women who have already lost out as a result of changes to the pension system.”
“They have not saved as much as men of their age because they did not earn as much. And they will also have lower state pension entitlements than men because many had shorter working lives or took breaks from the labour market to care for children.”
Although it’s only January, all the political parties are upping their efforts with a view on the general election in a few short months’ time. Of course, part of the election campaign is to impress upon the electorate how much better any given party is than all the others, so what the coalition needs like a hole in the head is a national thinktank providing economic evidence of how much worse off the average UK household is as a result of the coalition’s changes to taxes and benefits. According to the Institute for Fiscal Studies, it’s a fairly sizeable £489 a year.
Of course, that is an average figure, and depending on your personal circumstances, you may have lost more than this, or ended up better off. However, the IFS has also identified broad groups who are likely to have been winners or losers under the coalition regime.
It may come as a surprise to a few, but low-income working-age households have been hit hardest, losing the most under the coalition as a percentage of their income. Also losing out are families with children, who fall within the lowest 10% of earners, who lost £1,223 on average. However, the richest 10% of households also lost £5,350 a year.
So where are the Tories and Lib Dems going to get their votes from? Middle and higher-income households of working age have escaped “remarkably unscathed” from the government’s austerity measures. Those falling into this bracket who don’t own children have actually gained financially from the changes, largely due to increases in the threshold for paying income tax, according to the IFS.
Overall, the poorest households lost around 4% of their incomes, followed closely behind by the next poorest tenth, losing around 3.5% of their income. The richest suffered a loss of 2.5%, a percentage that falls to zero for middle-income households.
Pensioners were “relatively unaffected” on average, as the “triple lock” on the state pension, whichmeant they have been relatively better protected against the economic downturn than those employed, was largely offset by a hike in VAT.
The hardest-hit region was greater London, where households lost an average £1,042, followed by south east England, the West Midlands and north west England.
James Browne, a senior research economist at IFS and co-author of the report said: “Whichever way you cut it, low-income households with children and the very richest households have lost out significantly from the changes as a percentage of their incomes.
“Increases in the tax-free personal allowance have played an important role in protecting middle-income working-age households meaning that those without children have actually gained overall.”
Over the next few months, places such as libraries, museums, civic centres, transport hubs, sporting complexes and other buildings around the UK will begin to offer free Wi-Fi.
Now you literally have no escape from the bad rays of modernity. Some have already started doing it, and the plan is to get all of them up and running by March 2015.
According to the official Government website: “Millions of citizens, business men and women and visitors will be able to take advantage of free connectivity across the UK, which in turn will support our cities in becoming even more attractive places to live, do business, visit and invest in”.
Which sounds like the sort of speech you hear just before the population’s brains are harvested by killer robot overlords. Sadly the government nonsense bingo card fails to find ‘hard working’ in that statement. Perhaps it was the first draft.
It’s all part of the Government’s £150m SuperConnected Cities programme aimed at transforming the digital capability of UK cities, ensuring our cities boast world-class connectivity and are equipped to deal with the increasing demands of the digital age.
Digital Economy Minister Ed Vaizey chipped in with: “The digital landscape of the UK is undergoing a period of tremendous improvement and is all part of the Government’s long term economic plan. For business, visitors and the UK public, accessing wifi in our cities is absolutely vital. These free hotspots will be instrumental in making UK cities even more appealing as places to not only do business, but to visit as well.”
Thanks to these sites, people have been paying extra for things like applying for a driving test or congestion charges. We’ve looked at these sites before, with tax returns and others, but these shady sites just won’t go away.
Seeing as the government can’t be arsed warning you about these impersonators, we might as well be the ones to do it.
The AA have told the Transport Select Committee about these snide-sites, and reports have been submitted looking at the work of the DVLA, the Driver and Vehicle Standards Agency (DVSA) and the Vehicle Certification Agency (VCA).
What these sites do, is act as a needless middleman so they take some money off a duped driver to process something for a fee, when the motorist could’ve done it for free through an official government website. Transport for London have already asked the DVLA to send letters to drivers who have used these unofficial swines and are in talks about a proposal that won’t accept payments made from these third parties.
Of course, all the motoring bodies should be doing this, but they’re being very, very slow on the uptake and it seems no-one is addressing the issue.
One thing that clearly needs to happen is some action from the Government Digital Service (GDS), who liaise with Google and the like, and they can take action against “websites that add little or no value to existing online Government services”. The National Trading Standards Board needs to pull its finger out also – they’ve received additional funding to ‘clamp down on misleading websites’.
With the DVLA struggling to manage the new paperless car tax system, it is obvious that the government isn’t coping particularly well with drivers’ needs. As well as adapting to the changes, the government need to do more to warn drivers about these third party websites. And while they’re at it, the DVLA also needs to look at how they share personal data with companies that rinse drivers through costly parking enforcement.
There’s a lot that needs to be done, but remember this for now: if it doesn’t have .gov.uk in the URL, avoid it.
The sites have been posing as government channels for health insurance cards, passports and birth certificates, leaving consumers baffled, poor and riotous.
The websites – europeanhealthcard.org.uk, uk-officialservices.co.uk and ukpassportoffices.co.uk – duped users into thinking they were official providers of services they were offering, the Advertising Standards Authority (ASA) said.
It also ruled that the websites must not appear again and any future versions must feature disclaimers that say “we’re not real”.
Although, putting a thing on a site saying it’s a fake, sort of defeats the purpose of being a moody front to steal your life.
The ASA said it received large numbers of consumer complaints about websites that offered access to online government services, but which were not official channels and typically charged a premium.
The ASA said the europeanhealthcard.org.uk website charged for an application verification service, while the EHIC was available for free when applied for via the official gov.uk website.
Only stick to the proper gov channels, and if in doubt, call ‘em up and waiting 45 minutes to get through to someone.
Many older people don’t bother with new pension schemes, thinking that they’re too old to get the benefits. But new pension reforms mean that they can up their contributions by 258% in just a few years and take out all their money without paying any tax. Woohoo!
Here’s how it works. In the last 2 years companies started automatically putting their employees on a pension scheme. Once you’re enrolled, your contributions are deducted from your payslip, your employer contributes something and you get tax relief from the government.
But people who were over 50 tended not to bother with it. WRONG.
If you do it, under the new reforms you can take all your wonga out of these schemes when you retire, rather than bothering with boring, stifling annuities.
Here’s the maths. (Theoretically.)
If you earn £24,000 a year this year, make an increase in contributions in 2018, and get a small pay rise every year – and there is a rate of 5 per cent annual growth – a 55-year-old could make £14,134 by the age of 65.
So get on it, silver foxes! That cruise ship buffet is waiting…
The mucky-minded of Britain were asked if they wanted the government to introduce porn filters to the internet. An overwhelming majority laughed in the face of such an idea, with a take-up for Sky, BT and Virgin Media all below 10%.
Ofcom have done a report on such a thing, and found that most people chose not to block porn from their internet connections, telling ISPs to stick their adult content filters up their holes. Yeah. Like that. Oh yeah. Einfach so, mein kleines Kaninchen.
This is bad news for the Govt because they shouted loudly about all this and made BT, Sky, TalkTalk and Virgin Media all contact their customers to force them to turn the modesty filters on or off. It is a weird notion. Imagine a Government official popping their head around your door and saying “watching any dirty films any time soon?”
You’d throw a shoe at them.
Ofcom found that 5% of new BT customers turned the filters on, with 8% of Sky customers and a measly 4% of Virgin Media users. The fusty sorts at TalkTalk already have the Homesafe parental controls system. 36% of those guys wanted to get it turned on. Oooh yeah.
Now, all ISPs are required to ‘pre-tick’ the box that sees adult content filters switched to ‘on’, which means new customers have to actively say they want it switched off during the installation process.
Naturally, the whole thing has already been a farce, with non-bongo sites being blocked by these clunky modesty wrappers. People found that they were denied access to sites which offer help about domestic violence and sexual health.
Either way, it seems like Britain is all for a dirtier internet, which is to be applauded. So the chastity belt wearing simpletons at Westminster.
Sounds dodgy doesn’t it? How can a government do something like that? Well, Cameron & Co. have wheeled out the usual excuse of terrorism. See, if the government can snoop on everyone, that’ll stop someone from listening to God and blowing themselves up.
According to Cameron, these fast-tracked measures are absolutely necessary to defend our national security against the threat from Iraq and Syria. If we don’t, the consequences are “grave.” This move is a response to a ruling by the European Court of Justice which struck down regulations that allowed communications companies from storing data for police use for a year. Downing Street reckons that we’re all doomed if phone and internet companies start deleting these records.
“It is the first duty of government to protect our national security and to act quickly when that security is compromised,” David Cameron said. “As events in Iraq and Syria demonstrate, now is not the time to be scaling back on our ability to keep our people safe. The ability to access information about communications and intercept the communications of dangerous individuals is essential to fight the threat from criminals and terrorists targeting the UK. No government introduces fast track legislation lightly. But the consequences of not acting are grave.”
“I want to be very clear that we are not introducing new powers or capabilities – that is not for this Parliament. This is about restoring two vital measures ensuring that our law enforcement and intelligence agencies maintain the right tools to keep us all safe.”
Nick Clegg, a man hired to wander around Whitehall to say ‘does anything need doing? No? Okay. Fancy a pint after? You’re busy? Never mind then’, said these emergency laws “will not be used as an excuse for more powers, or for a ‘snooper’s charter’.”
“Liberty and security must go hand in hand. We can’t enjoy our freedom if we’re unable to keep ourselves safe.”
Tom Watson, meanwhile, isn’t impressed and said on the radio this morning that this is a “stitch up” that denies MPs the chance to be able to scrutinise the legislation: ”This is a secret deal between party leaders. There hasn’t been a bill published, we find out this morning when Parliament is on a one-line whip and MPs are in their constituencies that next week they will railroad through emergency legislation.”
“If you are an MP, you probably shouldn’t bother turning up for work next week because what you think doesn’t really matter. They are ramping up the rhetoric on it but no one in civic society has a chance to form a view on this or lobby their MP or talk to them about it. I understand that Labour’s shadow cabinet is seeing it this morning. They’ve not had a chance to think about it yet.”
Cue: If you’re not doing anything wrong, it doesn’t matter arguments.
Savvy web users might be able to spot a rubbish fake crown logo or a web address called ‘giveusyourdetails.gov.passport.’ But others are regularly being led down the garden path, according to research by the Advertising Standards Authority.
The ASA is so concerned about this that it’s launching a new awareness campaign, which will lead people to official government web pages and away from the dodgy ones.
It’s also considering tougher enforcement of fake sites and advertisers, pledging to work with Google and Bing to weed out the infiltrators.
Although 8 out of 10 people surveyed could spot the official passport application site, some of the other sites posing as government sites are quite convincing. Only half guessed that a site replacing Births, Deaths and Marriage certificates was actually a commercial website.
‘We’re focused on tackling any sites that continue to mislead, in support of other enforcement activity.’ Said Miles Lockwood from the ASA. ‘We’re also working with search engines and government to ensure the public are protected. In the meantime, always start at gov.uk to access a government service.’